Hospital emergency care is necessary when you have a life-threatening situation. Hospitals provide excellent care as well but not every medical situation requires a hospital emergency room visit. Be sure to take your insurance ID card with you. When the Sindecuse Health Center is closed, it is advised to visit an Urgent Care Center in the area. Health education opportunities that enhance individual and community health.Evaluation and treatment for a variety of illnesses and injuries.Located on the main campus, WMU's Sindecuse Health Center offers convenient, cost-saving services with an experienced, multidisciplinary staff dedicated to maintaining and improving patient health. You must keep a copy of your health insurance card with you at all times and present it when you seek medical treatment.įor insurance assistance contact Tiedra Robertson at (269) 387-5804 or email: HealthCare Services in Kalamazoo Sindecuse Health Center (WMU Campus) Failure to comply with the insurance requirement will cause a HOLD on your student account. This includes a copy of the front and back of the insurance card and confirmation letter from the insurance company stating coverage dates of the policy. If you need stand-alone medical evacuation and repatriation coverage, suggested providers include:Īll international students must send documentation of their health insurance coverage to International Admissions and Services. Students and scholars may explore insurance options available through these providers: If you do not have this coverage in your current plan, it must be purchased in a separate policy. Please take note that medical evacuation and repatriation coverage is a standard requirement for all international students. The insurance policy must be written in English, in U.S. Pre-existing condition clause not greater than 6 months.Inpatient and outpatient medical coverage for hospitalization, emergency room, urgent care, maternity, physical therapy and mental health services.Health insurance for all other international students must meet the same requirements as the J-visa holders plus: Department of Health and Human Services Other international students not on J-visa rating of "A-" or above, a Moody’s Investor Services rating of "A3" or above or such other rating as the Department of State may from time to time specify orī) Backed by the full faith and credit of the government of the exchange visitor's home country orĬ) Part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor orĭ) Offered through or underwritten by a federally qualified Health Maintenance Organization or eligible Competitive Medical Plan as determined by the Health Care Financing Administration of the U.S. rating of "B+" or above, Fitch Ratings, Inc. Best rating of "A-" or above, a McGraw Hill Financial/Standard & Poor's Claims-paying Ability rating of "A-" or above, a Weiss Research, Inc. A deductible not exceeding $500 per accident or illnessĪny policy, plan or contract secured to fill the above requirements must, at a minimum, be:Ī) Underwritten by an insurance corporation having an A.M.Expenses associated with the medical evacuation of the exchange visitor or student to his or her home country in the amount of $50,000.Repatriation of remains in the amount of $25,000.Medical benefits of at least $100,000 per accident or illness.Must cover the entire period of participation in the exchange visitor program.Department of State regulations to have health insurance that meets the following minimum requirements: WMU exchange visitors and international students on J-1 or J-2 visas are required by U.S. Minimum insurance requirements J-visa holders
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